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Types of Indurances
Health Insurance
Health insurance pays for medical expenses and is obtained through employers, individual purchases, or government programs. These plans vary widely in coverage, deductibles, and copayments, and often include doctor visits, hospital stays, and medications. Good health insurance is important to protect against unexpected expenses and ensure access to necessary medical care.
Life Insurance
Life insurance provides financial protection to loved ones after the policyholder’s death, offering varying coverage and premium options. Types of policies include term, whole, universal, and variable, with additional riders for critical illness or disability. Consider your financial situation and loved ones’ needs when selecting a policy.